Friday, February 23, 2018


Highlights (Standalone Basis)

  • Operating profit of INR3,020crore in Q4 FY17, up by 17.42% y-o-y. Full year FY17 operating profit was INR 10,975 crore, up by 24.49% y-o-y.
  • Profit after Tax was INR 155crore in Q4 FY17, while for full year FY17, it was INR 1,383 crore.
  • Gross NPA stood at INR 42,719 crore during Q4 FY 17 as against INR 42,642 crore during Q3 FY 17
  • Gross NPA and Net NPAratiosat 46% and 4.72% respectively as at March 31, 2017. These are below the levels of June ’16, September ’16 and December ’16.
  • Net NPA level down consistently during last 4 quarters and stood at INR 18,080 crore as on March 31, 2017.
  • Provision Coverage Ratio (PCR) improved consistently during the last 4 quarters and stood at 83%as on March 31, 2017.PCR excluding TWO also improved consistently during the last 3 quarters and stood at 57.68% as on March 31,
  • Domestic CASA grew by 30.98% (on y-o-y basis) driven by growth in both Current Account and Savings Account deposits.
  • Domestic CASA as percentage of domestic deposits on terminal basisstood at39.44% as compared to 33.57% as at March 31, 2016. On average basis, Domestic CASA percentage stood at 38.79%.
  • Domestic credit grew by 5.42% on y-o-y basis and 10.99% on q-o-q basis.
  • Continued focus on recovery and collections, portfolio rebalancing in international book and improving profitability.
  • CRAR (Basel III) stoodat 12.24%with Tier I ratio of 9.93% and CET1 of8.98%.
  • Transformation journey on track; Bank of Baroda poised for growth.